What are the requirements

For Business Loan:

  1. Completely filled-out online loan application form
  2. 2 Valid IDs (1 Primary and 1 Secondary)
    Primary                             Secondary

    – UMID                                 – TIN

    – Driver’s License               – Postal ID

    – PRC                                    – Company ID

    – Voter’s ID                          – PhilHealth

    – Passport                             – PAGIBIG

  3. Business Permit (DTI/Mayor’s Permit, etc)
  4. Latest ITR and Financial Statement
  5. SEC Papers (for Corporation)
  6. Bank Statement (6months latest)- Checking/Savings
  7. PDC (Post Dated Checks)
  8. Bank statements via BRANKAS for faster processing within 24 hrs. (accredited banks BDO, RCBC, PNB, Metrobank  & BPI) or manually upload the bank statements (latest 6 mos.) for banks not accredited by BRANKAS

* additional requirements may be required, if necessary

For Personal Loan:

  1. Certificate of Employment
  2. Payslip (3 months)
  3. Proof of Billing
  4. 2 Valid IDs
    Primary                             Secondary

    – UMID                                 – TIN

    – Driver’s License               – Postal ID

    – PRC                                    – Company ID

    – Voter’s ID                          – PhilHealth

    – Passport                             – PAGIBIG

  5. Location Selfie (w/ residence facade that includes house number as background)
  6. Bank statements via BRANKAS for faster processing within 24 hrs. (accredited banks BDO, RCBC, PNB, Metrobank  & BPI) or manually upload the bank statements (latest 6 mos.) for banks not accredited by BRANKAS.
  7.  Post Dated Checks (PDCs)

For Car Loan:

1.Completely filled-out online loan application form

2. 2 Valid IDs (1 Primary and 1 Secondary)

Primary                             Secondary

– UMID                                 – TIN

– Driver’s License               – Postal ID

– PRC                                    – Company ID

– Voter’s ID                          – PhilHealth

– Passport                             – PAGIBIG

3. Payslip (3 months latest)

4. COE (latest)

5. Bank statement (6 months latest) – checking/savings

6. Proof of billing (Brgy. Clearance is needed if the place is rented)

7. PDC

8. Collateral documents (latest Official Receipt / Certificate of Registration, etc.)

For Home Loan:

1.Completely filled-out online loan application form

2. 2 Valid IDs (1 Primary and 1 Secondary)

Primary                             Secondary

– UMID                                 – TIN

– Driver’s License               – Postal ID

– PRC                                    – Company ID

– Voter’s ID                          – PhilHealth

– Passport                             – PAGIBIG

3. Payslip (3 months latest)

4. COE (latest)

5. Bank statement (6 months latest) – checking/savings

6. Proof of billing (Brgy. Clearance is needed if the place is rented)

7. PDC

8. Collateral documents (copy of TCT or CCT / Tax Clearance / Lot Plan w/ vicinity Map, etc.)

Related articles